Who We Are:

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CEO-PRESIDENT: Flint L. Christensen 

Flint Christensen was born as the 11th of thirteen children (plus thirteen step brothers and sisters) in southeast Idaho. He is currently serving in Iraq. He has A beautiful wife, a daughter, and two sons. Family first is the founding principle that drives his life and business ethics. He is an Eagle Scout and belongs to the Church of Jesus Christ of Latter-Day Saints. 

          "It's about the money, it really is, but not as the economic stratagists would like you to believe. Money in its purest form is really just a 'promisary' note, and the success of any economy is founded on the willingness to invest in the capablities and dreams of each other. I have no doubt that the status quo of the usual lending institutions are off their mark and are subject to fail. Cutting out the middle guy and supporting one on one lending puts 'personal', back in personal loan." June, 2006   

 To contact MR. Christensen please E-MAIL him at: customerservice@neighborlender.com

VICE PRESIDENT: Trent Ratzloff

Hey folks, my name is Trent Ratzloff. Vise-president and chief of operations.

Born in Los Angles. Though raised in Yosemite National Park. Combat veteran of both Afghanistan and Iraq.

I have a typical work hard/play hard American mentality which serves me well in life. I was blessed with a set of parents that taught me how to take care of myself, understanding full well that life has its ups and downs. And allowing me to experience the humility of asking for help when I needed it.

Through my own personal experiences, I have encountered numerous financial setbacks because of my age, gender, marital status, and credit history. No one seemed to care weather or not I was truthful, educated, responsible or patriotic.

America’s financial infrastructure is based solely on numbers, that’s it. So if your under the age of 25, you automatically get put into a higher interest bracket, and that number rises if your single. Then it rises again because you only just started building your credit. Add this list to auto insurance then they’ll ask your gender. And guess what, if you’re a male, your cost goes up.